We are a “Surcharge Free” Network!


Great news regarding your First National Bank of Oklahoma ATM card! Beginning immediately, you will now be able to conduct any type of ATM transaction at nearly 100 7-Eleven store locations in the greater Oklahoma City area, without any transaction charges.

If you do not currently have an ATM card and are interested in obtaining one, please contact any Bank associate who will assist you. The cards are accepted worldwide at any ATM machine that is a member of either Star or Plus.


ATM Locations


Use any of the following ATM machines without paying a fee:

  • 5101 N. Western, Oklahoma City, Oklahoma
  • 1501 E Prospect Ave, Ponca City, Oklahoma
  • 521 S 14th (Stop N Go) Ponca City, Oklahoma
  • 1900 N 14th (Ponca City Medical Center)
  • 101 W. Grand, Tonkawa , Oklahoma
  • 1315 N Main (Venture Foods) Tonkawa, Oklahoma
  • Free ATM services at greater OKC metropolitan 711 stores


ATM Cards


You can use your ATM card at our machines in Ponca City and Tonkawa and nearly 100 7-Eleven stores around the Oklahoma City area with no transaction charges. 

  • No monthly fee
  • $300 per day cash withdrawal limit
  • If you use your card at a machine not owned by First National Bank of Oklahoma:
    • Monetary transactions $ 1.00
    • Non monetary transactions $ 1.00*
    • Replace lost/damaged card $ 5.00

*additional fees may be assessed by terminal owners.