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 We offer a full range of commercial lending services, all focused on meeting your business’ credit needs while providing high quality service. Our experienced lenders take the time to understand you and your business. You will be working with a professional banking staff that has been empowered to respond promptly to your particular needs. As a locally-owned and independent bank, we provide flexibility in our terms, structure and conditions to truly accommodate your business’ unique needs. Due to the uniqueness of the different markets we serve, all lending services are not available in all markets.
First National Bank’s Tonkawa office offers unique expertise in all types of agricultural lending from real estate and equipment, to cattle and operating loans, short term or long term. We can assist you with the beginning farmer loan program and accommodate Farm Service Agency Guaranteed Loans. First National Bank can tailor any loan to fit your unique operation. First National knows agriculture and wants to see your Farm or Ranch thrive.
First National Bank of Oklahoma tailors our commercial loans to your particular needs. We provide funds for equipment purchasing, revolving lines of credit for working capital, business expansion, fleet vehicles, letters of credit and more. Interest rates are competitively determined and terms are individually set. In addition, we are an approved SBA Express Lender.
Commercial Real Estate Loans
First National Bank of Oklahoma is very active in lending for the purchase or refinance of commercial and investor real estate. Whether you have a commercial building, office or medical building, shopping center, convenience store, apartment complex, residential rental property or investment property, consider First National Bank of Oklahoma for your lending partner. Our competitive rates, flexible terms and quick turnaround will make financing your next acquisition a pleasant experience.
Residential Real Estate Loans
Buying a new home and still haven’t sold your current home? We offer bridge loans to get you into your new home now. We also offer quick approval and low hassle in-house residential purchase or refinance loans with fixed or variable interest rates, up to five year terms and amortizing up to twenty years. Many times these loans can be closed in just a few days after application.
Mortgage Lending
Our in-house mortgage loan officer can assist you with a full range of long-term mortgage loan products.
Professional and Executive borrowers often have unique credit needs. Our lending staff is adept at serving these types of customers. We will make your banking ultra convenient and private by coming directly to your office or home if you prefer. We understand and promise to deliver on your expectations.
Please click the link below to download the application, complete it, then bring it in to our offices.
 To view the applications, you must have Adobe Acrobat Reader installed on your computer. If you don't have Acrobat Reader you may click here to download it.
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