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Business Non-Interest Bearing Deposit Accounts

 

Commercial Checking

 

For companies that routinely receive and write a large number of checks, our commercial checking account features an earnings credit based on your balance and account activity, allowing you to reduce or completely eliminate any charges. A minimum opening deposit of $250 is required.

  • No minimum balance requirements.
  • Monthly maintenance fee of $ 7.50
  • Checks or Withdrawals $ .15 each
  • Deposit Items $ .08 each
  • Easy to balance image statements
  • FREE Internet banking access
  • FREE telephone banking access

* Earnings credit is based on 90 day T-bill rate and is subject to change

(A 10% per annum interest charge will be assessed daily on negative collected balances in the account until a deposit is made and the overdraft removed.)

 

Small Business Checking

 
  • $500.00 opening balance
  • No minimum balance requirements
  • 250 free deposits items, checks and/or withdrawal per statement cycle
  • $.30 for items over 250 per statement cycle
  • Free business check card (application approval required)
  • Free online Banking
  • EStatements required
  • 1 free night depository bag with signed agreement
  • Free telephone banking
  • First 50 deluxe standard size checks printed checks

Not all products are offered at all locations. Check with your local bank for more details.