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(Not all products are offered at all locations. Check with your local bank for more details.)



FastNet Checking – Ponca City and Tonkawa
  • $100 Opening balance
  • Unlimited electronic withdrawals (25 cent charge for each paper item over 5 per statement)
  • E-Statements Required ($10 charge for paper statements)
  • No Monthly Service Charge
  • FREE – Visa Check Card (application approval required)
  • FREE – Online Bill Pay


FastNet Checking – Oklahoma City
  • $800 Opening balance
  • Unlimited electronic withdrawals (25 cent charge for each paper item over 5 per statement)
  • E-Statements Required ($10 charge for paper statements)
  • No Monthly Service Charge
  • FREE – Visa Check Card (application approval required)
  • FREE – Online Bill Pay


First Checking - Oklahoma City

With this basic checking plan, enjoy unlimited check-writing privileges for a $8.50 monthly service charge. A minimum opening deposit of $800 is required.

  • No minimum balance requirements to maintain
  • Unlimited check writing
  • $8.50 monthly service charge
  • Easy to balance image statements
  • FREE Internet banking access
  • FREE telephone banking access
  • FREE – Visa Debit Card
    (application approval required)


First Checking - Ponca City & Tonkawa

With this basic checking plan, enjoy unlimited check-writing privileges for a $6.50 monthly service charge. A minimum opening deposit of $100 is required.

  • No minimum balance requirements to maintain
  • Unlimited check writing
  • $6.50 monthly service charge
  • Easy to balance image statements
  • FREE Internet banking access
  • FREE telephone banking access
  • FREE – Visa Debit Card
    (application approval required)
  • Free Printed Checks (Mint Specialty Wallet Style)



Advantage Checking Account - Ponca City & Tonkawa

The account that has it all! To avoid a monthly service charge you must maintain a combination of accounts with an aggregate balance of $2,000 or more. A minimum opening deposit of $250 is required.

  • Variable Interest Rate
  • $7.50 service charge if aggregate deposits fall below $2,000
  • Unlimited check writing
  • Easy to balance image statements
  • FREE Printed checks (Grey Specialty Wallet Style)
  • FREE Internet banking access
  • FREE telephone banking access
  • FREE – Visa Debit Card
    (application approval required)
  • Free Travelers Checks, Cashiers Checks and Money Orders
  • Interest compounded & credited monthly
  • No interest paid on balances below $500




NOW Account - Ponca City & Tonkawa

A checking account that also pays you interest. To avoid a monthly service charge you must maintain a balance of at least $1,000. This account is designed for those who want to put their money to work for them. A minimum opening deposit of $250 is required

  • Variable Interest Rate
  • $7.50 service charge if balance falls below $1,000
  • Unlimited check writing
  • Easy to balance image statements
  • FREE Internet banking access
  • FREE telephone banking access
  • FREE – Visa Check Card (application approval required)
  • Interest compounded & credited monthly
  • No interest paid on balances below $500


NOW Account – Oklahoma City

A checking account that also pays you interest. To avoid a monthly service charge you must maintain a balance of at least $1,000. This account is designed for those who want to put their money to work for them. A minimum opening deposit of $800 is required

  • Variable Interest Rate
  • $7.50 service charge if balance falls below $1,000
  • Unlimited check writing
  • Easy to balance image statements
  • FREE Internet banking access
  • FREE telephone banking access
  • FREE – Visa Check Card (application approval required)
  • Interest compounded & credited monthly
  • No interest paid on balances below $500


Freedom Checking - Ponca City & Tonkawa

If you are age 55 or older, you deserve privileges. With our Freedom account, you will receive just that. No monthly service charge or minimum balance requirements to maintain. A minimum opening deposit of $250 is required.

  • Unlimited Check Writing
  • Easy to balance image statements
    (large images are available upon request)
  • FREE Internet banking access
  • FREE telephone banking access
  • FREE – Visa Check Card
    (application approval required)
  • Free Travelers Checks, Cashiers Checks and Money Orders.
  • Free Printed Checks (Blue Specialty Wallet Style)


Money Market Checking

The higher your balance, the higher rate of interest you earn. This tiered interest-bearing checking account is ideal for individuals who only write a few checks each month. A minimum opening deposit of $1,500 is required.

  • Variable Interest Rate
  • $5 service charge for balances below $1,500
  • Interest compounded & credited monthly
  • No Interest Paid on balances below $500
  • Withdrawals-Maximum of 6 per statement cycle
  • $10 fee for each debit over 6 per statement cycle
  • Easy to balance image statements
  • FREE Internet banking access
  • FREE telephone banking access
  • No VISA Debit Card or ATM Card will be issued


Savings - Ponca City & Tonkawa

Our savings account earns a competitive interest rate which is compounded and paid quarterly on balances of $10 or more and provides unlimited deposits and three withdrawals per quarter at no charge. A minimum opening deposit of $100 is required.

  • Variable Interest Rate
  • $3 quarterly service charge for balances of less than $100
  • $1 service charge per withdrawal after THREE
  • No interest paid on balances below $10
  • Withdrawals - Maximum of 6 per statement cycle
  • Easy to balance image statements
  • FREE Internet banking access
  • FREE telephone banking access


Savings - Oklahoma City

Our savings account earns a competitive interest rate which is compounded and paid quarterly on balances of $10 or more and provides unlimited deposits and three withdrawals per quarter at no charge. A minimum opening deposit of $800 is required.

  • Variable Interest Rate
  • $3 quarterly service charge for balances of less than $100
  • $1 service charge per withdrawal after THREE
  • No interest paid on balances below $10
  • Withdrawals - Maximum of 6 per statement cycle
  • Easy to balance image statements
  • FREE Internet banking access
  • FREE telephone banking access


Christmas Club Savings Account

Our Christmas Club account earns a competitive interest rate which is compounded and paid quarterly on balances of $1 or more and provides unlimited deposits. A minimum opening deposit of $1 is required.

  • Variable Interest Rate
  • You must deposit $1 to open this account
  • You must maintain a minimum of $1 in the account each day to obtain disclosed APY
  • No withdrawals allowed on this account unless to close the account.
  • Account begins November 1st & ends October 31st of each year
  • Deposits may be made anytime during this period.
  • On October 31st the bank will then transfer the balance of the account to a cashiers check to the customer(s)
  • Easy to balance image statements
  • FREE Internet banking access
  • FREE telephone banking access

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