|
Certificates of Deposit Rates
|
|
Product Name
|
Minimum Deposit
to Open Account
|
Minimum Balance
to Obtain APY*
|
Rate
|
APY*
|
|
30 Day CD
|
$1,000
|
$1,000
|
.55%
|
.55%
|
|
3 Month CD
|
$1,000
|
$1,000
|
.65%
|
.65%
|
|
6 Month CD
|
$1,000
|
$1,000
|
.85%
|
.85%
|
|
12 Month CD
|
$1,000
|
$1,000
|
1.10%
|
1.10%
|
|
18 Month CD
|
$1,000
|
$1,000
|
1.30%
|
1.31%
|
|
24 Month CD
|
$1,000
|
$1,000
|
1.60%
|
1.61%
|
|
4 Year CD
|
$1,000
|
$1,000
|
2.00%
|
2.02%
|
|
|
|
|
|
|
|
|
|
|
|
|
- *APY=Annual Percentage Yield
- ** Limited Time Only
- Rates effective as of 08/20/2010
- Rates are subject to change at any time without notice
- Early withdrawal penalties may apply.
|
|
Checking Account Rates
|
|
Product Name
|
Minimum Deposit
to Open Account
|
Minimum Balance
to Obtain APY*
|
Rate
|
APY*
|
|
NOW Account
|
$250
|
$500
|
.15%
|
.150%
|
|
NOW Account - Oklahoma City
|
$800
|
$500
|
.15%
|
.150%
|
- *APY=Annual Percentage Yield
- Rates effective as of 2/20/2009
- Rates are subject to change at any time without notice
- Fees may reduce earnings.
|
|
Money Market Account Rates
|
|
Product Name
|
Minimum Deposit to Open Account
|
Minimum Balance to Obtain APY*
|
Rate
|
APY*
|
|
Money Market Demand Account
|
$1,500
|
$500
|
|
|
|
|
Tier 1
|
$500 - $24,999
|
.50%
|
.50%
|
|
|
Tier 2
|
$25,000 - $49,999
|
.70%
|
.70%
|
|
|
Tier 3
|
$50,000 - $99,999
|
1.00%
|
1.00%
|
|
|
Tier 4
|
$100,000 - $499,999
|
1.15%
|
1.16%
|
|
|
Tier 5
|
$500,000 & Up
|
1.25%
|
1.26%
|
- *APY=Annual Percentage Yield
- Rates effective as of 08/20/2010
- Rates are subject to change at any time without notice
- Fees may reduce earnings.
|
|
Individual Retirement Account Rates
|
|
Product Name
|
Minimum Deposit
to Open Account
|
Minimum Balance
to Obtain APY*
|
Rate
|
APY*
|
|
6 Month IRA
|
$1,000
|
$1,000
|
.85%
|
.85%
|
|
12 Month IRA
|
$1,000
|
$1,000
|
1.10%
|
1.10%
|
|
18 Month IRA
|
$1,000
|
$1,000
|
1.30%
|
1.31%
|
- *APY=Annual Percentage Yield
- Rates effective as of 08/20/2010
- Rates are subject to change at any time without notice
- Penalties for early withdrawal may apply.
|
|
Savings Account Rates
|
|
Product Name
|
Minimum Deposit
to Open Account
|
Minimum Balance
to Obtain APY*
|
Rate
|
APY*
|
|
Savings Account
|
$100
|
$10
|
1.10%
|
1.10%
|
|
Savings Account - Oklahoma City
|
$800
|
$10
|
1.10%
|
1.10%
|
- *APY=Annual Percentage Yield
- Rates effective as of 08/10/2010
- Rates are subject to change at any time without notice
- Fees may reduce earnings.
- No interest paid on balances below $10
|
|
