Business

Build Your Business With A Bank You Trust.
Whether you need a business account or a business loan, First National Bank of Oklahoma can help. We offer many great business banking services including remote deposit capture, money market accounts, and more.

Business

Build Your Business With A Bank You Trust.
Whether you need a business account or a business loan, First National Bank of Oklahoma can help. We offer many great business banking services including remote deposit capture, money market accounts, and more.

Deposit Accounts

We have the business banking account that’s right for you.

First National Bank of Oklahoma has all the business banking tools you need to allow your business to thrive. From money market accounts to cash management services and free small business checking, we are here to help. Please select a business banking service below for more information.

Interest-Bearing

The balance computation method we use to calculate all interest bearing accounts is the Daily Balance Method. This method applies a daily periodic rate to the principal in the account each day.

Money Market Checking

The higher your balance, the higher rate of interest you earn. This tiered interest-bearing checking account is ideal for individuals who only write a few checks each month. See your nearest office for deposit details.

  • Variable Interest Rate
  • $5 service charge for balances below $1,500
  • Interest compounded & credited monthly
  • No interest paid on balances below $5,000
  • Maximum of 6 withdrawals per statement cycle
  • $10 fee for each debit over 6 per statement cycle
  • Easy to balance image statements
  • Internet banking access
  • Mobile Banking

Not all products are offered at all locations. Check with your local bank for more details.

Commercial Savings

Our commercial savings account earns a competitive interest rate which is compounded and paid quarterly on balances of $100 or more and provides unlimited deposits and three withdrawals per quarter at no charge. A minimum opening deposit is required.

  • $3 quarterly service charge for balances of less than $100 (Minimum balance of 100.00 to waive service charge)
  • $1 service charge per withdrawal after THREE
  • No interest paid on balances below $10 (Minimum balance of 10.00 to earn interest)
  • Quarterly statements/e-statements
  • FREE telephone banking access
  • Other restrictions may apply

Not all products are offered at all locations. Check with your local bank for more details.

Non-Interest-Bearing

Commercial Checking

For companies that routinely receive and write a large number of checks, our commercial checking account features an earnings credit based on your balance and account activity, allowing you to reduce or completely eliminate any service charges. A minimum opening deposit of $800 is required.

  • No minimum balance requirements.
  • Monthly maintenance fee of $ 7.50
  • Checks or Withdrawals $ .15 each
  • Deposit Items $ .08 each
  • Easy to balance image statements
  • Internet banking access

* Earnings credit is based on 91 day T-bill rate and is subject to change.

(A 10% per annum interest charge will be assessed daily on negative collected balances in the account until a deposit is made and the overdraft removed.)

Small Business Checking

  • $500.00 opening balance
  • No minimum balance requirements
  • 250 free items per statement cycle
  • $.30 for items over 250 per statement cycle
  • Visa business debit card (application approval required)
  • Online banking
  • E-Statements required
  • Night depository bag(s) with signed agreement available

 

Not all products are offered at all locations. Check with your local bank for more details.

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