First National Bank

First National Bank

Privacy Statement - New 1.30.18

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number and Income
  • Account Balances and Payment History
  • Credit History and Credit Scores
When you are no longer a customer, we continue to share your information as described in this notice.
How? All financial companies need to share customer’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer’s personal information, the reasons FIRST NATIONAL BANK OF OKLAHOMA chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information. Does FIRST NATIONAL BANK OF OKLAHOMA share? Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
For our marketing purposes –
to offer our products and services to you
For joint marketing with other financial companies. NO NO
For our affiliates’ everyday business purposes –
information about your transactions and experiences
For our affiliates’ everyday business purposes –
information about your creditworthiness
For nonaffiliates to market to you NO NO


Questions? Please call our—Tonkawa Branch (580) 628-2265, Ponca City Branch (580) 762-2265, Oklahoma City –Western Avenue Branch or Oklahoma City—North Shore Branch (405) 848-2001 or visit our website –


Who we are
Who is providing this notice? FIRST NATIONAL BANK OF OKLAHOMA
What we do
How does FIRST NATIONAL BANK of OKLAHOMA protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does FIRST NATIONAL BANK of OKLAHOMA collect my personal information? We collect your personal information, for example when you
  • Open an account or Deposit Money
  • Pay your Bills or Apply for a Loan
  • Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law give you the right to limit only:
  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market you
  • Sharing for non-affiliates to market you
State law and individual companies may give you additional rights to limit sharing.
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
Non-affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Other important Information

Notice to Consumer Accounts: 

First National Bank of Oklahoma and or its agents have the right to contact you concerning your account(s) through any means necessary.  This includes but is not limited to cellular or wireless devices, SMS messages, and email addresses.  Consumers have the right to opt out of pre-recorded messages or SMS messages on cellular devices by submitting a request in writing to:

First National Bank of Oklahoma

Attention Operations Dept

P O Box 54829

Oklahoma City, OK  73154                                                                                                                                                                               Revised 01 2018